412(i)
   This IRS approved plan allows for the highest tax deductible retirement plan contribution for the benefit of highly compensated owners and executives or closely held businesses. Other benefits include creditor protection, the ability to deduct the premiums on life insurance, and significant gift and estate tax leverage. RK Asset Management has partnered with one of the nations largest third part administrator whick offers true independence of product selection plus assistance in case design and implementation.

Visit our webpage exclusively for 412i plan information: www.professionalretirementplans.com

Premium Financing
   Estate and business succession planning often requires creative financing arrangements in order to maximize the use of existing capital. Premium Financing allows successful individuals an opportunity to obtain needed life insurance coverage without the need to liquidate existing assets to pay for annual premiums. With rates often available at less than prime rate, Premium Financing is an excellent use of "other people's money."

ESOP Strategies
   No longer as difficult or complicated as before, we may very well be entering the Golden Age of ESOP centered financial planning. ESOPs can be a conservative vehicle for business owners to totally eliminate capital gains on the appreciation of closely held stock. Recent legislation has created an incentive for sophisticated planners to take a new look. RK Asset Management can help you navigate this innovative field of opportunity.

Estate Planning
   Estate planning has always been a complex subject for many otherwise very competent financial advisors. New tax laws, the dramatic stock market bursting bubble, the aging of America and overall uncertainty has most high net worth families feeling paralyzed. Estate Planning is not a do-it-yourself field. RK Asset Management offers you the tools, the process and the expertise so that you can arrange your affairs intelligently.

Executive Benefit Planning
   Highly compensated key executives are severely limited in their ability to save for retirement by qualified retirement plan regulations. As a result of this "reverse discrimination" it is difficult, if not impossible, for key people to retire at a standard of living of more than 10% to 20% of their pre-retirement income. Executive Benefit Planning is the development of customized strategies between employers and select executives which properly retain and reward superior contribution to company growth.

Planned Giving Services
   Non-Profit organizations are significantly interested in accessing the latest techniques to increase their endowments, as well as their operating funds. From basic tools such as charitable gift annuities and charitable remainder trusts to private family foundations, and often proprietary tools and techniques, our services are intended to support your philanthropic intentions.