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Life Insurance
Life Insurance is bought by people
of all ages for many purposes. The most common reason
to purchase a policy is to protect your loved ones from
those unfortunate expenses after your death. If you
are young and have a family you may purchase a life
insurance policy to replace the income that will be
lost or payoff your mortgage. If you are older and do
not have to worry about replacing income, you may purchase
a life insurance policy to pay the taxes on your estate
assets. These are two common reason to purchase a life
insurance policy, but there are many more. RK Asset
Management has specialized in helping people all ages
get the policy that fits their goals. If you would like
a personal review to help determine whether life insurance
fits into your plan please contact RK Asset Management
today. Call toll free 866-307-3393
to speak to a licensed representative.
Health Insurance
If you currently do not have health
insurance or are in between jobs then you may want to
consider a family policy for yourself and loved ones.
Health insurance plans can be very complex and require
that you talk to an individual who can point out the
major differences. Please call 866-307-3393 to talk
to a live rep today or visit RK Asset Management's subsidiary,
www.floridianquote.com.
Some other plans available include:
- Short term medical (Are you In between jobs and
don't want to pay COBRA?)
- Student policies
- Health Savings Accounts (HSA)
- Small group plans
- International coverage
RK Asset Management is a general agent
for Humana, Golden Rule, Fortis and Celtic. All the companies
are highly rated and offer competitive policies.
Long Term Insurance
People have spent a lifetime building
a nest egg for the golden years and have devoted little
time to preserving those assets. Today there is a solution
and it is called long term care insurance. The need
in favor of planning for long-term care becomes more
evident with each government report. One, by the U.S.
General Accounting Office, says that nearly 40 percent
of people age 65 will spend some time in a nursing home.
Furthermore, additional studies claim that costs continue
to rise and now average $55,000 a year. To offset the
effect of these potentially devastating expenses and
protect their assets, many seniors have purchased long-term
care insurance policies. Some people though, have postponed
making plans because they don't like the thought of
paying premiums for the rest of their lives, or they
feel that the money will be wasted if they don't go
to a nursing home. If you are in this latter group,
its time to consider reality and protect your assets.
Annuities
At RK Asset Management we are affiliated
with a wide range of insurance and investment companies
and are able to provide a full portfolio of high-quality
products including fixed, index and variable annuities.
More seniors are buying annuities
today than ever. It is important to work with an advisor
like RK Asset Management to distinguish all the different
features and fees of today's annuity products. Your
stockbroker or bank is not the best place to obtain
an annuity. They have only limited offerings and they
are locked in by their firms to deal with only a few
companies. There are over 1000 annuity companies and
your broker probably offers 4 or 6 annuities at most.
Our firm, RK Asset Management, is an independent agent.
We are constantly looking for the safest companies with
the best rates. If you want an annuity or need to rollover
a matured annuity, get the best deal from your broker
or bank and then call us.
Call 866-307-3393 for current
rates and info!!! |
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